
Eight years of HUD's own FHA reports show fewer distressed homes entering the federal pipeline — and a larger share vanishing upstream before working families can bid. Public Law 119-101 restricts who may buy; HUD still controls disposition.

Rising foreclosure activity may mean more HUD homes available for owner-occupant buyers in 2026. Here's what the data shows and how to prepare.

Qualified on paper is not the same as comfortable month to month. This HUDPRO Capital Region study pairs median sold pricing with dual-threshold affordability framing — and connects what buyers feel in 2026 to how the region was built, and where starter inventory went.

From Levittown to CWCOT: how federal policy built working-class homeownership, why the math broke, and why most FHA foreclosures never reach the public HUD market — a HUDPRO Exclusive.

HUD’s own January 2026 counts show most FHA-linked foreclosures never become the public HUD inventory ordinary buyers search—about four resolved upstream for every one that gets there. A Sunday-feature read on Stage 5, speed, and who gets left behind.
