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Active HUD listings in Monroe County
HUD Homes in Monroe County, NY
Research active HUD-owned homes, financing eligibility, and market context for Monroe County, New York.
Monroe County shown within New York's county inventory map. Browse all HUD homes in New York →
HUDPRO county insight
Buying HUD homes in Monroe County, New York
Buying a HUD home in Monroe County, New York is a timing game right now: there are no active HUD-owned listings as of HUDPRO's latest refresh. But one of New York's largest markets — roughly 756,406 residents means new FHA foreclosures are processed here regularly, so inventory tends to return in waves rather than disappearing for good.
In a market the size of Monroe, HUD competition tends to concentrate around the county's busier population centers, and well-priced owner-occupant cases can move quickly. As is common across the Northeast, expect older housing stock and tighter lots, which makes reading case status and 203(k) repair scope early especially worthwhile.
FHA financing is common on HUD homes here — including FHA $100 Down and FHA 203(k) renovation loans on eligible case statuses — but each listing sets its own terms, so confirm insurability before you build a budget around a headline price. Because inventory in Monroe County can change several times a week, the most reliable approach is to set a NY alert and monitor new listings rather than checking occasionally.
Monroe County HUD market statistics
756,406
County population (ACS)
10
Active HUD listings across New York
Updated daily
Inventory refreshed from HUD public data
Active HUD homes in Monroe County
No active HUD listings in Monroe County right now
HUD inventory turns over throughout the week as new FHA foreclosures are processed and existing listings sell. The fastest way to catch the next case in Monroe County is to set an alert and watch nearby counties — inventory here tends to return in waves rather than disappear for good.
What you can do in Monroe County
Set a NY alert
HUD inventory in Monroe County turns over. Track it and we'll notify you the moment new listings appear.
Create NY alert →Research before you bid
Every HUD property has a case status that controls financing. Learn which homes qualify for FHA, FHA 203(k), or cash-only before you make an offer in New York.
Financing guide →Get notified of new listings
HUD inventory moves quickly. Set a NY alert and get notified when new properties near Monroe County match your criteria.
Set NY alert →Nearby counties
Learn more about HUD homes in New York
Latest market coverage
More HUD Homes May Reach the Market in 2026. Here's Why Owner-Occupants Should Pay Attention.
Read article →HUD buyer guide
Step-by-step guidance on searching HUD homes, case status, and the bidding process.
Buyer's guide →FHA financing on HUD homes
Understand FHA, FHA $100 Down, and FHA 203(k) options by case status before you bid.
Financing guide →Sold HUD research — New York
Research closed HUD transactions across New York by county and city to understand pricing and activity near Monroe County.
HUD homes in Monroe County — frequently asked questions
Are there HUD homes for sale in Monroe County, New York?
Not at this moment. HUDPRO is not showing active HUD-owned listings in Monroe County, New York right now, but HUD inventory turns over throughout the week. Set a NY alert and watch nearby counties so you don't miss the next case.
How often does HUD inventory in Monroe County change?
HUD listings are pulled from HUD's public data and can change daily. New foreclosures enter as HUD acquires FHA-insured properties, and active listings drop off as they sell. Because Monroe County can go from several cases to none within a week, tracking with an alert is more reliable than checking occasionally.
Can I use FHA financing on a HUD home in Monroe County?
Often, yes. FHA financing — including FHA $100 Down and the FHA 203(k) renovation loan — is commonly used on HUD homes, but eligibility is set per listing by the property's case status (insurable, insurable with escrow, or uninsurable). Review each Monroe County listing's status and HUDPRO's financing guide before you plan your loan.
Do first-time and owner-occupant buyers get priority in Monroe County?
Yes. On new HUD listings in Monroe County, New York, owner-occupant buyers typically get an exclusive bidding window before investors can bid. First-time buyers are eligible and frequently use FHA financing on these homes.
Where do I submit an official bid on a HUD home in Monroe County, New York?
Official bids must be placed through HUD's registered-agent workflow on HUDHomeStore.gov — HUDPRO does not accept bids. Use this page and the NY map to research Monroe County listings, case status, and financing, then work with a HUD-registered agent to submit your offer.
HUDPRO is an independent research platform. It is not affiliated with, endorsed by, or operated by the U.S. Department of Housing and Urban Development (HUD). Official HUD home listings, bids, and transactions are managed through HUDHomeStore.gov. HUDPRO inventory counts are derived from HUD public listing data and may not match HUD's official public count at all times. Inventory in this county changes frequently — set an alert to track new cases.