In practical terms, this is a comfortable 3-bedroom, 2-bath single family home with 1,409 sq ft on a large lot built in 1973. Beckley, WV looks more rural/suburban on paper — verify drive time, insurance, and contractor availability before you commit.
IN (insurable) is the most straightforward FHA path when the home truly qualifies — confirm the PCR and utilities still match lender expectations after vacancy. Selling as-is often means HUD is not budgeting turn-key cosmetics — budget contingency for systems, moisture, and deferred maintenance even on insurable cases. 203(k) eligibility on the listing is a green light to discuss renovation financing — not a guarantee your contractor timeline fits the bid window.
Extended listing period often means the home already cycled through earlier bid windows — read the bid schedule carefully; investor eligibility may differ from day-one owner-occupant priority. Around 45 days on market suggests buyers have had time to pass — ask why (condition, location, financing friction) rather than assuming desperation.
Complete HUDPRO valuation data is required before we show Real Deal™ verdicts or seals for this listing.
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Is This a Deal?
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Valuation data not available
Can I Finance It?
FHA Options
Includes 203(k) rehab financing
Check with a HUDPRO mortgage partner for all options
Monthly ownership?
~$1,204 / mo
P&I from list price — no HOA on listing; add tax, insurance & MIP for full cost. Illustrative 30-yr FHA P&I at ~6.875% with 3.5% down. Not a lender quote.
How Much Work?
$15k – $25k
Moderate repairs estimated
Basic payment estimate
Principal & interest only — illustrative, not a loan offer. Plus or Elite adds HOA, taxes, insurance, MIP, and the full ownership breakdown.
Listing data reflects publicly available HUD program information. Confirm property details, market conditions, and bidding strategy with a HUD-experienced real estate professional familiar with your target area.