In practical terms, this is a compact 3-bedroom, 1-bath manufactured home with 680 sq ft on a standard lot built in 2002. Footprints this small can work for disciplined buyers but leave little margin for layout changes — measure rooms on site. Florence, OR looks more rural/suburban on paper — verify drive time, insurance, and contractor availability before you commit.
IN (insurable) is the most straightforward FHA path when the home truly qualifies — confirm the PCR and utilities still match lender expectations after vacancy. Selling as-is often means HUD is not budgeting turn-key cosmetics — budget contingency for systems, moisture, and deferred maintenance even on insurable cases. 203(k) eligibility on the listing is a green light to discuss renovation financing — not a guarantee your contractor timeline fits the bid window.
Extended listing period often means the home already cycled through earlier bid windows — read the bid schedule carefully; investor eligibility may differ from day-one owner-occupant priority. Roughly 29 days on market is middle-aged for HUD — balance speed with diligence on repairs and neighborhood comps.
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Lane County, OR · Real estate agent
Local Mortgage Lender
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Lane County, OR · Mortgage broker
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Lane County, OR · Home inspector
📅Bid DateThu, Jul 16 • 11:59 PM CT
👤Buyer FitPhase: All Bidders · Insured
🏠Property Snapshot3 bd / 1 ba · 680 sq ft
💵Financing203(k): Eligible
HUDPRO Buyer Report
Here's what we think about this home.
64 Outer Dr, Florence OR 97439 · Listed $187,500
REAL DEAL™ (Preview)
Here's what a strong HUD deal looks like
Strong OpportunityFHA OptionsExample Scenario
Preview
Example: Strong opportunity range
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Is This a Deal?
Strong Opportunity
Example scenario — upgrade for this home's real HUDPRO score, value, and deal breakdown.
Plus or Elite: this listing’s Real Deal™ score & breakdown
Can I Finance It?
FHA Options
Includes 203(k) rehab financing
Check with a HUDPRO mortgage partner for all options
Monthly ownership?
~$1,466 / mo
P&I + listing HOA shown — add tax, insurance & MIP for full ownership cost. Illustrative 30-yr FHA P&I at ~6.875% with 3.5% down. Includes listing HOA ($277/mo). Not a lender quote.
How Much Work?
$15k – $25k
Moderate repairs estimated
Basic payment estimate
Principal & interest only — illustrative, not a loan offer. Plus or Elite adds HOA, taxes, insurance, MIP, and the full ownership breakdown.
Listing data reflects publicly available HUD program information. Confirm property details, market conditions, and bidding strategy with a HUD-experienced real estate professional familiar with your target area.