From a buyer’s lens, this reads as a comfortable 3-bedroom, 2-bath single family home with 1,546 sq ft on a very large lot built in 1962. Extra land can be an asset or a maintenance line item — confirm mowing, well/septic, and access easements before you underwrite rehab. Macedon, NY looks more rural/suburban on paper — verify drive time, insurance, and contractor availability before you commit.
IN (insurable) is the most straightforward FHA path when the home truly qualifies — confirm the PCR and utilities still match lender expectations after vacancy. Selling as-is often means HUD is not budgeting turn-key cosmetics — budget contingency for systems, moisture, and deferred maintenance even on insurable cases. 203(k) eligibility on the listing is a green light to discuss renovation financing — not a guarantee your contractor timeline fits the bid window. FHA $100 Down can reduce cash-to-close for eligible owner-occupants — program rules still apply to case status and bidding period.
Exclusive or lottery-style periods can narrow who may bid and when — match your agent’s registration to the case rules before you tour. Roughly 12 days on market is middle-aged for HUD — balance speed with diligence on repairs and neighborhood comps.
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Wayne County, NY · Real estate agent
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Wayne County, NY · Mortgage broker
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Wayne County, NY · Home inspector
📅Bid DateThu, Jul 16 • 11:59 PM CT
👤Buyer FitPhase: Owner Occupied · Insured
🏠Property Snapshot3 bd / 2 ba · 1,546 sq ft
💵Financing203(k): Eligible · $100 Down
HUDPRO Buyer Report
Here's what we think about this home.
3 Drumlin Drive, Macedon NY 14502 · Listed $195,000
REAL DEAL™ (Preview)
Here's what a strong HUD deal looks like
Strong OpportunityFHA OptionsExample Scenario
Preview
Example: Strong opportunity range
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Is This a Deal?
Strong Opportunity
Example scenario — upgrade for this home's real HUDPRO score, value, and deal breakdown.
Plus or Elite: this listing’s Real Deal™ score & breakdown
Can I Finance It?
FHA Options
Includes 203(k) rehab financing
Check with a HUDPRO mortgage partner for all options
Monthly ownership?
~$1,236 / mo
P&I from list price — no HOA on listing; add tax, insurance & MIP for full cost. Illustrative 30-yr FHA P&I at ~6.875% with 3.5% down. Not a lender quote.
How Much Work?
$15k – $25k
Moderate repairs estimated
Basic payment estimate
Principal & interest only — illustrative, not a loan offer. Plus or Elite adds HOA, taxes, insurance, MIP, and the full ownership breakdown.
Listing data reflects publicly available HUD program information. Confirm property details, market conditions, and bidding strategy with a HUD-experienced real estate professional familiar with your target area.