807 Leng St, Bay City, MI

Opening property details…

807 Leng St, Bay City, MI | HUDPRO

About

Compare Alerts

Advertise

New to HUD Homes? Free HUD 101 →

click to enlarge

1 / 15

HUDPRO Insight

What this property is

From a buyer’s lens, this reads as a comfortable 3-bedroom, 2-bath single family home with 1,352 sq ft on a standard lot built in 2002. Bay City, MI behaves like a more competitive submarket — tour early if owner-occupant priority applies.

More HUD homes in MI

Financing & repairs

IE (insurable with escrow) signals required repairs handled at closing via repair escrow — still a 203(b) path for many buyers, but the escrow amount and timeline matter as much as list price. Selling as-is often means HUD is not budgeting turn-key cosmetics — budget contingency for systems, moisture, and deferred maintenance even on insurable cases. 203(k) eligibility on the listing is a green light to discuss renovation financing — not a guarantee your contractor timeline fits the bid window. FHA $100 Down can reduce cash-to-close for eligible owner-occupants — program rules still apply to case status and bidding period.

Repair escrow (IE) guide HUD financing guide $100 Down listings

Buyer competition & practicality

Exclusive or lottery-style periods can narrow who may bid and when — match your agent’s registration to the case rules before you tour. Roughly 12 days on market is middle-aged for HUD — balance speed with diligence on repairs and neighborhood comps.

HUD buyer workflow Market News

Current bid phase

Owner Occupied*

All Bidders

* Owner Occupied includes non-profits & government agencies only

HUDPRO Property Snapshot

Get a HUDPRO opinion

No recent pricing changes — connect with an agent below for a full assessment

Days on Market12 days

Price TrendStable

Listing ActivityUpdated

Unlock full deal analysis including value insights, payment estimates, and repair costs.

HUD Program Eligibility

$100 Down EligibleYes

Good Neighbor Next DoorNo

203(k) Eligible – Repairs & Renovations FinancingYes

FHA StatusIE (Insured Escrow)

HUD List Price

$145,000

$100 Down Eligible

3 bd · 2 ba · 1,352 sq ft

Built 2002 · Lot 5,500 sq ft

Set alert View on map HUD homes in Bay County

Here are your HUD home professionals

Local Real Estate Agent

For Buyers

Need a local real estate agent?

Get connected with a verified HUD pro within 24–48 hrs.

Advertiser placement

Own this county placement

Reach HUD home buyers viewing properties in this area.

Advertise your services directly on HUDPRO property pages, map views, and buyer tools.

Bay County, MIReal estate agent

Local Mortgage Lender

For Buyers

Need a local mortgage lender?

Get connected with a verified HUD pro within 24–48 hrs.

Advertiser placement

Own this county placement

Reach HUD home buyers viewing properties in this area.

Advertise your services directly on HUDPRO property pages, map views, and buyer tools.

Bay County, MIMortgage broker

Local Certified Home Inspector

For Buyers

Need a local certified home inspector?

Get connected with a verified HUD pro within 24–48 hrs.

Advertiser placement

Own this county placement

Reach HUD home buyers viewing properties in this area.

Advertise your services directly on HUDPRO property pages, map views, and buyer tools.

Bay County, MIHome inspector

Bid DateTue, Oct 20 • 11:59 PM CT

Buyer FitPhase: Owner Occupied · Insured Escrow

Property Snapshot3 bd / 2 ba · 1,352 sq ft

Financing203(k): Eligible · $100 Down

HUDPRO Buyer Report

Here's what we think
about this home.

807 Leng St, Bay City MI 48706 · Listed $145,000

Valuation data not available

Complete HUDPRO valuation data is required before we show Real Deal™ verdicts or seals for this listing.

Tap any card to see how HUDPRO determined this

Is This a Deal?

—

Valuation data not available

Can I Finance It?

FHA Options

Includes 203(k) rehab financing

Check with a HUDPRO mortgage partner for all options

Monthly ownership?

~$919 / mo

P&I from list price — no HOA on listing; add tax, insurance & MIP for full cost. Illustrative 30-yr FHA P&I at ~6.875% with 3.5% down. Not a lender quote.

How Much Work?

$15k – $25k

Moderate repairs estimated

Basic payment estimate

Principal & interest only — illustrative, not a loan offer. Plus or Elite adds HOA, taxes, insurance, MIP, and the full ownership breakdown.

Purchase priceDown payment (%)Interest rate (%)Term (years)

Est. monthly P&I: ~$884 / mo

Plus or Elite: full cost breakdown & deeper repair context →

See the full deal intelligence layer before you decide.

Real Deal™ score & value vs. market
Deep repair & condition context
Full ownership & scenario modeling
Strategy guidance

View plans →

How Urgent Is This?

Deadline passed

Bids due: Tue, Oct 20 (11:59 PM CT)

Homes like this move fast. Schedule a showing now.

Contact your HUDPRO team above to schedule a viewing before the deadline.

Act now

Buyer Eligibility

Owner-occupants only

Must be your primary residence for at least 12 months.

No investors during this period.

Recent Sold HUD Homes in This County

Archived HUD sales in Bay County — use as context, not a formal appraisal.

More tools for this county:

Unlock to see sold data

Unlock Sold Comps & So Much More...

Basic and Pro include recent HUD sold prices and archive links; Pro adds DOM, buyer type, and full records.

Already a member? Sign in →

Investors

Deal metrics

Unlock estimated rent, yield, and compare-backed price per sq ft—the same investor fields as Compare, when your plan includes access.

List $ / sq ft

$107

From list price & square footage (not compare API)

Upgrade for rent, yield & eligibility snapshot

Listing data reflects publicly available HUD program information. Confirm property details, market conditions, and bidding strategy with a HUD-experienced real estate professional familiar with your target area.