5745 Blaine Rd, Churchton, MD

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5745 Blaine Rd, Churchton, MD | HUDPRO

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HUDPRO Insight

What this property is

In practical terms, this is a compact 2-bedroom, 1-bath single family home with 648 sq ft on a standard lot built in 1930. Footprints this small can work for disciplined buyers but leave little margin for layout changes — measure rooms on site. Churchton, MD looks more rural/suburban on paper — verify drive time, insurance, and contractor availability before you commit.

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Financing & repairs

FHA status UI (uninsurable) usually means the property needs work before standard FHA insurance applies — many buyers route this through FHA 203(k) with a HUD-experienced lender, not a vanilla 203(b) assumption. Selling as-is often means HUD is not budgeting turn-key cosmetics — budget contingency for systems, moisture, and deferred maintenance even on insurable cases.

What UI means for buyers HUD financing guide

Buyer competition & practicality

Extended listing period often means the home already cycled through earlier bid windows — read the bid schedule carefully; investor eligibility may differ from day-one owner-occupant priority. Around 59 days on market suggests buyers have had time to pass — ask why (condition, location, financing friction) rather than assuming desperation.

HUD buyer workflow Market News

Current bid phase

Owner Occupied*

All Bidders

Listing Period: Extended

* Owner Occupied includes non-profits & government agencies only

HUDPRO Property Snapshot

👍 Looks like a good deal

Based on price, days on market, and listing activity

Days on Market59 days

Price TrendReduced

Listing ActivityUpdated

Unlock full deal analysis including value insights, payment estimates, and repair costs.

HUD Program Eligibility

$100 Down EligibleNo

Good Neighbor Next DoorNo

203(k) Eligible – Repairs & Renovations FinancingNo

FHA StatusUI (Uninsured)

HUD List Price

$189,500

2 bd · 1 ba · 648 sq ft

Built 1930 · Lot 3,831 sq ft

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Anne Arundel County, MDReal estate agent

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Anne Arundel County, MDMortgage broker

Local Certified Home Inspector

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Anne Arundel County, MDHome inspector

Bid DateTue, Jul 21 • 11:59 PM CT

Buyer FitPhase: All Bidders · Uninsured

Property Snapshot2 bd / 1 ba · 648 sq ft

Financing203(k): Not shown

HUDPRO Buyer Report

Here's what we think
about this home.

5745 Blaine Rd, Churchton MD 20733 · Listed $189,500

REAL DEAL™ (Preview)

Here's what a strong HUD deal looks like

Strong OpportunityFHA OptionsExample Scenario

Preview

Example: Strong opportunity range

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Is This a Deal?

Strong Opportunity

Example scenario — upgrade for this home's real HUDPRO score, value, and deal breakdown.

Plus or Elite: this listing’s Real Deal™ score & breakdown

Can I Finance It?

FHA Options

FHA eligible

Check with a HUDPRO mortgage partner for all options

Monthly ownership?

~$1,201 / mo

P&I from list price — no HOA on listing; add tax, insurance & MIP for full cost. Illustrative 30-yr FHA P&I at ~6.875% with 3.5% down. Not a lender quote.

How Much Work?

$15k – $25k

Moderate repairs estimated

Basic payment estimate

Principal & interest only — illustrative, not a loan offer. Plus or Elite adds HOA, taxes, insurance, MIP, and the full ownership breakdown.

Purchase priceDown payment (%)Interest rate (%)Term (years)

Est. monthly P&I: ~$1,156 / mo

Plus or Elite: full cost breakdown & deeper repair context →

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Real Deal™ score & value vs. market
Deep repair & condition context
Full ownership & scenario modeling
Strategy guidance

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How Urgent Is This?

Deadline passed

Bids due: Tue, Jul 21 (11:59 PM CT)

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Buyer Eligibility

All bidders

Open bid phase to all qualified bidders per current listing data.

Recent Sold HUD Homes in This County

Archived HUD sales in Anne Arundel County — use as context, not a formal appraisal.

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Investors

Deal metrics

Unlock estimated rent, yield, and compare-backed price per sq ft—the same investor fields as Compare, when your plan includes access.

List $ / sq ft

$292

From list price & square footage (not compare API)

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Listing data reflects publicly available HUD program information. Confirm property details, market conditions, and bidding strategy with a HUD-experienced real estate professional familiar with your target area.