From a buyer’s lens, this reads as a compact 2-bedroom, 1-bath single family home with 756 sq ft on a acreage property built in 1936. Footprints this small can work for disciplined buyers but leave little margin for layout changes — measure rooms on site. Extra land can be an asset or a maintenance line item — confirm mowing, well/septic, and access easements before you underwrite rehab. Caseyville, IL behaves like a more competitive submarket — tour early if owner-occupant priority applies.
FHA status UI (uninsurable) usually means the property needs work before standard FHA insurance applies — many buyers route this through FHA 203(k) with a HUD-experienced lender, not a vanilla 203(b) assumption. Selling as-is often means HUD is not budgeting turn-key cosmetics — budget contingency for systems, moisture, and deferred maintenance even on insurable cases. 203(k) eligibility on the listing is a green light to discuss renovation financing — not a guarantee your contractor timeline fits the bid window. FHA $100 Down can reduce cash-to-close for eligible owner-occupants — program rules still apply to case status and bidding period.
Extended listing period often means the home already cycled through earlier bid windows — read the bid schedule carefully; investor eligibility may differ from day-one owner-occupant priority. Roughly 16 days on market is middle-aged for HUD — balance speed with diligence on repairs and neighborhood comps.
Listing Period: Extended
* Owner Occupied includes non-profits & government agencies only
Unlock full deal analysis including value insights, payment estimates, and repair costs.
Get connected with a verified HUD pro within 24–48 hrs.
Reach HUD home buyers viewing properties in this area.
Advertise your services directly on HUDPRO property pages, map views, and buyer tools.
Saint Clair County, IL · Real estate agent
Get connected with a verified HUD pro within 24–48 hrs.
Reach HUD home buyers viewing properties in this area.
Advertise your services directly on HUDPRO property pages, map views, and buyer tools.
Saint Clair County, IL · Mortgage broker
Get connected with a verified HUD pro within 24–48 hrs.
Reach HUD home buyers viewing properties in this area.
Advertise your services directly on HUDPRO property pages, map views, and buyer tools.
Saint Clair County, IL · Home inspector
PreviewExample: Strong opportunity range
Principal & interest only — illustrative, not a loan offer. Plus or Elite adds HOA, taxes, insurance, MIP, and the full ownership breakdown.
Archived HUD sales in Saint Clair County — use as context, not a formal appraisal.
Basic and Pro include recent HUD sold prices and archive links; Pro adds DOM, buyer type, and full records.
Already a member? Sign in →Investors
Advertisement
