615 N 85TH St, East Saint Louis, IL

Opening property details…

615 N 85TH St, East Saint Louis, IL | HUDPRO

About

Compare Alerts

Advertise

New to HUD Homes? Free HUD 101 →

click to enlarge

1 / 6

HUDPRO Insight

What this property is

From a buyer’s lens, this reads as a compact 2-bedroom, 1-bath single family home with 831 sq ft on a generous lot built in 1925. Footprints this small can work for disciplined buyers but leave little margin for layout changes — measure rooms on site. East Saint Louis, IL behaves like a more competitive submarket — tour early if owner-occupant priority applies.

More HUD homes in IL

Financing & repairs

FHA status UI (uninsurable) usually means the property needs work before standard FHA insurance applies — many buyers route this through FHA 203(k) with a HUD-experienced lender, not a vanilla 203(b) assumption. Selling as-is often means HUD is not budgeting turn-key cosmetics — budget contingency for systems, moisture, and deferred maintenance even on insurable cases. FHA $100 Down can reduce cash-to-close for eligible owner-occupants — program rules still apply to case status and bidding period.

What UI means for buyers HUD financing guide $100 Down listings

Buyer competition & practicality

Extended listing period often means the home already cycled through earlier bid windows — read the bid schedule carefully; investor eligibility may differ from day-one owner-occupant priority. At roughly 6 days on market, this is relatively fresh HUD inventory — competition can spike once photos and PCR circulate.

HUD buyer workflow Market News

Current bid phase

Owner Occupied*

All Bidders

Listing Period: Extended

* Owner Occupied includes non-profits & government agencies only

HUDPRO Property Snapshot

👎 Be careful with this one

Listing has had limited market response

Days on Market6 days

Price TrendStable

Listing ActivityUpdated

Unlock full deal analysis including value insights, payment estimates, and repair costs.

HUD Program Eligibility

$100 Down EligibleYes

Good Neighbor Next DoorNo

203(k) Eligible – Repairs & Renovations FinancingNo

FHA StatusUI (Uninsured)

HUD List Price

$5,000

$100 Down Eligible

2 bd · 1 ba · 831 sq ft

Built 1925 · Lot 7,500 sq ft

Set alert View on map

Here are your HUD home professionals

Local Real Estate Agent

For Buyers

Need a local real estate agent?

Get connected with a verified HUD pro within 24–48 hrs.

Advertiser placement

Own this county placement

Reach HUD home buyers viewing properties in this area.

Advertise your services directly on HUDPRO property pages, map views, and buyer tools.

Saint Clair County, ILReal estate agent

Local Mortgage Lender

For Buyers

Need a local mortgage lender?

Get connected with a verified HUD pro within 24–48 hrs.

Advertiser placement

Own this county placement

Reach HUD home buyers viewing properties in this area.

Advertise your services directly on HUDPRO property pages, map views, and buyer tools.

Saint Clair County, ILMortgage broker

Local Certified Home Inspector

For Buyers

Need a local certified home inspector?

Get connected with a verified HUD pro within 24–48 hrs.

Advertiser placement

Own this county placement

Reach HUD home buyers viewing properties in this area.

Advertise your services directly on HUDPRO property pages, map views, and buyer tools.

Saint Clair County, ILHome inspector

Bid DateSun, Aug 30 • 11:59 PM CT

Buyer FitPhase: All Bidders · Uninsured

Property Snapshot2 bd / 1 ba · 831 sq ft

Financing203(k): Not shown · $100 Down

HUDPRO Buyer Report

Here's what we think
about this home.

615 N 85TH St, East Saint Louis IL 62203 · Listed $5,000

REAL DEAL™ (Preview)

Here's what a strong HUD deal looks like

Strong OpportunityFHA OptionsExample Scenario

Preview

Example: Strong opportunity range

Tap any card to see how HUDPRO determined this

Is This a Deal?

Strong Opportunity

Example scenario — upgrade for this home's real HUDPRO score, value, and deal breakdown.

Plus or Elite: this listing’s Real Deal™ score & breakdown

Can I Finance It?

FHA Options

FHA eligible

Check with a HUDPRO mortgage partner for all options

Monthly ownership?

~$32 / mo

P&I from list price — no HOA on listing; add tax, insurance & MIP for full cost. Illustrative 30-yr FHA P&I at ~6.875% with 3.5% down. Not a lender quote.

How Much Work?

$15k – $25k

Moderate repairs estimated

Basic payment estimate

Principal & interest only — illustrative, not a loan offer. Plus or Elite adds HOA, taxes, insurance, MIP, and the full ownership breakdown.

Purchase priceDown payment (%)Interest rate (%)Term (years)

Est. monthly P&I: ~$30 / mo

Plus or Elite: full cost breakdown & deeper repair context →

See the full deal intelligence layer before you decide.

Real Deal™ score & value vs. market
Deep repair & condition context
Full ownership & scenario modeling
Strategy guidance

View plans →

How Urgent Is This?

Ends today

Bids due: Sun, Aug 30 (11:59 PM CT)

Homes like this move fast. Schedule a showing now.

Contact your HUDPRO team above to schedule a viewing before the deadline.

Act now

Buyer Eligibility

All bidders

Open bid phase to all qualified bidders per current listing data.

Recent Sold HUD Homes in This County

Archived HUD sales in Saint Clair County — use as context, not a formal appraisal.

More tools for this county:

Unlock to see sold data

Unlock Sold Comps & So Much More...

Basic and Pro include recent HUD sold prices and archive links; Pro adds DOM, buyer type, and full records.

Already a member? Sign in →

Investors

Deal metrics

Unlock estimated rent, yield, and compare-backed price per sq ft—the same investor fields as Compare, when your plan includes access.

List $ / sq ft

From list price & square footage (not compare API)

Upgrade for rent, yield & eligibility snapshot

Listing data reflects publicly available HUD program information. Confirm property details, market conditions, and bidding strategy with a HUD-experienced real estate professional familiar with your target area.