391 Montclair Dr, Big Bear City, CA

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391 Montclair Dr, Big Bear City, CA | HUDPRO

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HUDPRO Insight

What this property is

For shopping purposes, treat this as a very spacious 3-bedroom, 2-bath manufactured home with 2,225 sq ft on a standard lot built in 1978. Big Bear City, CA behaves like a more competitive submarket — tour early if owner-occupant priority applies.

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Financing & repairs

FHA status UI (uninsurable) usually means the property needs work before standard FHA insurance applies — many buyers route this through FHA 203(k) with a HUD-experienced lender, not a vanilla 203(b) assumption. Selling as-is often means HUD is not budgeting turn-key cosmetics — budget contingency for systems, moisture, and deferred maintenance even on insurable cases.

What UI means for buyers HUD financing guide

Buyer competition & practicality

Extended listing period often means the home already cycled through earlier bid windows — read the bid schedule carefully; investor eligibility may differ from day-one owner-occupant priority. At roughly 6 days on market, this is relatively fresh HUD inventory — competition can spike once photos and PCR circulate.

HUD buyer workflow Market News

Current bid phase

Owner Occupied*

All Bidders

Listing Period: Extended

* Owner Occupied includes non-profits & government agencies only

HUDPRO Property Snapshot

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Days on Market6 days

Price TrendStable

Listing ActivityNew

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HUD Program Eligibility

$100 Down EligibleNo

Good Neighbor Next DoorNo

203(k) Eligible – Repairs & Renovations FinancingNo

FHA StatusUI (Uninsured)

HUD List Price

$237,000

3 bd · 2 ba · 2,225 sq ft

Built 1978 · Lot 3,000 sq ft

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San Bernardino County, CAHome inspector

Bid DateTue, Jul 21 • 11:59 PM CT

Buyer FitPhase: All Bidders · Uninsured

Property Snapshot3 bd / 2 ba · 2,225 sq ft

Financing203(k): Not shown

HUDPRO Buyer Report

Here's what we think
about this home.

391 Montclair Dr, Big Bear City CA 92314 · Listed $237,000

REAL DEAL™ (Preview)

Here's what a strong HUD deal looks like

Strong OpportunityFHA OptionsExample Scenario

Preview

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Is This a Deal?

Strong Opportunity

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Plus or Elite: this listing’s Real Deal™ score & breakdown

Can I Finance It?

FHA Options

FHA eligible

Check with a HUDPRO mortgage partner for all options

Monthly ownership?

~$1,687 / mo

P&I + listing HOA shown — add tax, insurance & MIP for full ownership cost. Illustrative 30-yr FHA P&I at ~6.875% with 3.5% down. Includes listing HOA ($185/mo). Not a lender quote.

How Much Work?

$15k – $25k

Moderate repairs estimated

Basic payment estimate

Principal & interest only — illustrative, not a loan offer. Plus or Elite adds HOA, taxes, insurance, MIP, and the full ownership breakdown.

Purchase priceDown payment (%)Interest rate (%)Term (years)

Est. monthly P&I: ~$1,446 / mo

Plus or Elite: full cost breakdown & deeper repair context →

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Real Deal™ score & value vs. market
Deep repair & condition context
Full ownership & scenario modeling
Strategy guidance

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How Urgent Is This?

Deadline passed

Bids due: Tue, Jul 21 (11:59 PM CT)

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Buyer Eligibility

All bidders

Open bid phase to all qualified bidders per current listing data.

Recent Sold HUD Homes in This County

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Investors

Deal metrics

Unlock estimated rent, yield, and compare-backed price per sq ft—the same investor fields as Compare, when your plan includes access.

List $ / sq ft

$107

From list price & square footage (not compare API)

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Listing data reflects publicly available HUD program information. Confirm property details, market conditions, and bidding strategy with a HUD-experienced real estate professional familiar with your target area.