2610 Lee Road 242, Smiths Station, AL

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2610 Lee Road 242, Smiths Station, AL | HUDPRO

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HUDPRO Insight

What this property is

From a buyer’s lens, this reads as a home 0-bedroom, 0-bath home with size not listed in the feed on a very large lot built in 2026. Extra land can be an asset or a maintenance line item — confirm mowing, well/septic, and access easements before you underwrite rehab. Smiths Station, AL behaves like a more competitive submarket — tour early if owner-occupant priority applies.

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Financing & repairs

FHA status UI (uninsurable) usually means the property needs work before standard FHA insurance applies — many buyers route this through FHA 203(k) with a HUD-experienced lender, not a vanilla 203(b) assumption. Selling as-is often means HUD is not budgeting turn-key cosmetics — budget contingency for systems, moisture, and deferred maintenance even on insurable cases. FHA $100 Down can reduce cash-to-close for eligible owner-occupants — program rules still apply to case status and bidding period.

What UI means for buyers HUD financing guide $100 Down listings

Buyer competition & practicality

Extended listing period often means the home already cycled through earlier bid windows — read the bid schedule carefully; investor eligibility may differ from day-one owner-occupant priority. At roughly 2 days on market, this is relatively fresh HUD inventory — competition can spike once photos and PCR circulate.

HUD buyer workflow Market News

Current bid phase

Owner Occupied*

All Bidders

Listing Period: Extended

* Owner Occupied includes non-profits & government agencies only

HUDPRO Property Snapshot

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Days on Market2 days

Price TrendStable

Listing ActivityUpdated

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HUD Program Eligibility

$100 Down EligibleYes

Good Neighbor Next DoorNo

203(k) Eligible – Repairs & Renovations FinancingNo

FHA StatusUI (Uninsured)

HUD List Price

$14,000

$100 Down Eligible

Built 2026 · Lot 22,651 sq ft

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Lee County, ALHome inspector

Bid DateTue, Jul 21 • 11:59 PM CT

Buyer FitPhase: All Bidders · Uninsured

Property Snapshot— bd / — ba · —

Financing203(k): Not shown · $100 Down

HUDPRO Buyer Report

Here's what we think
about this home.

2610 Lee Road 242, Smiths Station AL 36877 · Listed $14,000

Valuation data not available

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Is This a Deal?

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Valuation data not available

Can I Finance It?

FHA Options

FHA eligible

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Monthly ownership?

~$89 / mo

P&I from list price — no HOA on listing; add tax, insurance & MIP for full cost. Illustrative 30-yr FHA P&I at ~6.875% with 3.5% down. Not a lender quote.

How Much Work?

$15k – $25k

Moderate repairs estimated

Basic payment estimate

Principal & interest only — illustrative, not a loan offer. Plus or Elite adds HOA, taxes, insurance, MIP, and the full ownership breakdown.

Purchase priceDown payment (%)Interest rate (%)Term (years)

Est. monthly P&I: ~$85 / mo

Plus or Elite: full cost breakdown & deeper repair context →

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Real Deal™ score & value vs. market
Deep repair & condition context
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How Urgent Is This?

Deadline passed

Bids due: Tue, Jul 21 (11:59 PM CT)

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Buyer Eligibility

All bidders

Open bid phase to all qualified bidders per current listing data.

Recent Sold HUD Homes in This County

Archived HUD sales in Lee County — use as context, not a formal appraisal.

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Investors

Deal metrics

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Listing data reflects publicly available HUD program information. Confirm property details, market conditions, and bidding strategy with a HUD-experienced real estate professional familiar with your target area.