315 1ST St N, Carbon Hill, AL

Opening property details…

315 1ST St N, Carbon Hill, AL | HUDPRO

About

Compare Alerts

Advertise

New to HUD Homes? Free HUD 101 →

click to enlarge

1 / 6

HUDPRO Insight

What this property is

From a buyer’s lens, this reads as a large 4-bedroom, 3-bath single family home with 2,664 sq ft on a generous lot built in 1940. Larger HUD homes often carry higher utility and rehab carrying costs even when list price looks approachable. Carbon Hill, AL behaves like a more competitive submarket — tour early if owner-occupant priority applies.

More HUD homes in AL

Financing & repairs

FHA status UI (uninsurable) usually means the property needs work before standard FHA insurance applies — many buyers route this through FHA 203(k) with a HUD-experienced lender, not a vanilla 203(b) assumption. Selling as-is often means HUD is not budgeting turn-key cosmetics — budget contingency for systems, moisture, and deferred maintenance even on insurable cases. 203(k) eligibility on the listing is a green light to discuss renovation financing — not a guarantee your contractor timeline fits the bid window. FHA $100 Down can reduce cash-to-close for eligible owner-occupants — program rules still apply to case status and bidding period.

What UI means for buyers HUD financing guide $100 Down listings

Buyer competition & practicality

Extended listing period often means the home already cycled through earlier bid windows — read the bid schedule carefully; investor eligibility may differ from day-one owner-occupant priority. At roughly 7 days on market, this is relatively fresh HUD inventory — competition can spike once photos and PCR circulate.

HUD buyer workflow Market News

Current bid phase

Owner Occupied*

All Bidders

Listing Period: Extended

* Owner Occupied includes non-profits & government agencies only

HUDPRO Property Snapshot

Get a HUDPRO opinion

No recent pricing changes — connect with an agent below for a full assessment

Days on Market7 days

Price TrendStable

Listing ActivityNew

Unlock full deal analysis including value insights, payment estimates, and repair costs.

HUD Program Eligibility

$100 Down EligibleYes

Good Neighbor Next DoorNo

203(k) Eligible – Repairs & Renovations FinancingYes

FHA StatusUI (Uninsured)

HUD List Price

$144,000

$100 Down Eligible

4 bd · 3 ba · 2,664 sq ft

Built 1940 · Lot 8,712 sq ft

Set alert View on map HUD homes in Walker County

Here are your HUD home professionals

Local Real Estate Agent

For Buyers

Need a local real estate agent?

Get connected with a verified HUD pro within 24–48 hrs.

Advertiser placement

Own this county placement

Reach HUD home buyers viewing properties in this area.

Advertise your services directly on HUDPRO property pages, map views, and buyer tools.

Walker County, ALReal estate agent

Local Mortgage Lender

For Buyers

Need a local mortgage lender?

Get connected with a verified HUD pro within 24–48 hrs.

Advertiser placement

Own this county placement

Reach HUD home buyers viewing properties in this area.

Advertise your services directly on HUDPRO property pages, map views, and buyer tools.

Walker County, ALMortgage broker

Local Certified Home Inspector

For Buyers

Need a local certified home inspector?

Get connected with a verified HUD pro within 24–48 hrs.

Advertiser placement

Own this county placement

Reach HUD home buyers viewing properties in this area.

Advertise your services directly on HUDPRO property pages, map views, and buyer tools.

Walker County, ALHome inspector

Bid DateMon, Oct 19 • 11:59 PM CT

Buyer FitPhase: All Bidders · Uninsured

Property Snapshot4 bd / 3 ba · 2,664 sq ft

Financing203(k): Eligible · $100 Down

HUDPRO Buyer Report

Here's what we think
about this home.

315 1ST St N, Carbon Hill AL 35549 · Listed $144,000

Valuation data not available

Complete HUDPRO valuation data is required before we show Real Deal™ verdicts or seals for this listing.

Tap any card to see how HUDPRO determined this

Is This a Deal?

—

Valuation data not available

Can I Finance It?

FHA Options

Includes 203(k) rehab financing

Check with a HUDPRO mortgage partner for all options

Monthly ownership?

~$913 / mo

P&I from list price — no HOA on listing; add tax, insurance & MIP for full cost. Illustrative 30-yr FHA P&I at ~6.875% with 3.5% down. Not a lender quote.

How Much Work?

$15k – $25k

Moderate repairs estimated

Basic payment estimate

Principal & interest only — illustrative, not a loan offer. Plus or Elite adds HOA, taxes, insurance, MIP, and the full ownership breakdown.

Purchase priceDown payment (%)Interest rate (%)Term (years)

Est. monthly P&I: ~$878 / mo

Plus or Elite: full cost breakdown & deeper repair context →

See the full deal intelligence layer before you decide.

Real Deal™ score & value vs. market
Deep repair & condition context
Full ownership & scenario modeling
Strategy guidance

View plans →

How Urgent Is This?

Deadline passed

Bids due: Mon, Oct 19 (11:59 PM CT)

Homes like this move fast. Schedule a showing now.

Contact your HUDPRO team above to schedule a viewing before the deadline.

Act now

Buyer Eligibility

All bidders

Open bid phase to all qualified bidders per current listing data.

Recent Sold HUD Homes in This County

Archived HUD sales in Walker County — use as context, not a formal appraisal.

More tools for this county:

Unlock to see sold data

Unlock Sold Comps & So Much More...

Basic and Pro include recent HUD sold prices and archive links; Pro adds DOM, buyer type, and full records.

Already a member? Sign in →

Investors

Deal metrics

Unlock estimated rent, yield, and compare-backed price per sq ft—the same investor fields as Compare, when your plan includes access.

List $ / sq ft

$54

From list price & square footage (not compare API)

Upgrade for rent, yield & eligibility snapshot

Listing data reflects publicly available HUD program information. Confirm property details, market conditions, and bidding strategy with a HUD-experienced real estate professional familiar with your target area.