Market Intelligence™
ℹ️
This report covers the overall U.S. real estate market — not HUD-specific inventory. Data is sourced from Realtor.com's Monthly Housing Trends Report and reflects all MLS-listed properties. Use this to understand broader market conditions (prices, days on market, inventory levels) that affect your HUD home purchase strategy.
Avg List Price
$436,936
national avg
Avg Days on Market
57 days
March 2026
Total Active Listings
960K
all 51 states
Buyer-Favorable States
0
of 51 states
🏠 What This Means — HUD Home Buyer
The broader market is cooling. With 57 days average on market and 13.6% of listings already cutting price, conventional sellers are motivated — and that pressure flows directly into HUD pricing. HUD adjusts list prices based on market conditions, which means you're entering a window where HUD homes are being priced more competitively than they were 12 months ago. Use this moment. Get pre-approved, identify your target states, and move when a property fits your budget — not because you feel rushed.
📈 Investor Angle
Flat appreciation (+1.8% MoM nationally) combined with rising inventory creates a rare setup: acquisition opportunity without appreciation headwinds. HUD homes — already priced at or below market — become even more attractive when conventional sellers are competing against each other. The $100 Down program and owner-occupant bid windows give you a structural cost advantage over retail buyers. States with 40+ HUDPRO scores are where distressed-to-market spreads are widest right now.
🏠 March 2026 National Snapshot — HUD Home Buyer Summary
Across all 51 states this March, homes are sitting on the market an average of 57 days
before selling — and 13.6% of all listings have already taken a price cut.
That means sellers are waiting and adjusting. Right now, 0 states favor buyers
and 26 states are seeing inventory climb month-over-month.
List prices nationally are up just +1.8% from last month —
nearly flat. Bottom line: this is one of the better windows in recent years to buy a HUD home.
More choices, less competition, and motivated sellers in most markets.
💰 Negotiate Hard13.6% of listings have cut prices already. Start below ask — sellers expect it.
📍 Best Buyer StateConnecticut leads with a score of 52. More listings, slower pace, flat prices.
⏳ Don't RushAvg 57 days on market means most HUD homes have time. Use your inspection window fully.
Top 10 Buyer-Friendly States
HUDPRO Score — higher = more buyer leverage
Slowest Markets — Most Negotiating Room
Avg. days on market — longer = sellers more motivated
🏠 Buyer — Reading the Score Chart
A high HUDPRO score means the conventional market in that state is soft — homes sit longer, prices are being cut, and inventory is growing. For HUD buyers, soft conventional markets are your best friend. Less competition on each property, more time for due diligence, and HUD adjusts pricing to match local market softness. Connecticut, California, and New Jersey topping this chart signals those states are shifting buyer-favorable right now.
📈 Investor Angle
High-scoring states signal compression between list price and market value — the gap where acquisition margin lives. When conventional sellers are cutting prices and DOM extends, HUD homes in those same metro areas often trade at a 10–20% discount to already-reduced comparables. Target states scoring 40+ for your next HUD acquisition. Owner-occupant bid periods end after 30 days — that's your structured entry window.
All 51 States · Sorted by HUDPRO Score
Connecticut
CT · 3,434 active listings
52
Neutral
Median Price
$507,500
+1.6% MoM
Days on Market
40 days
Fast market
Inventory MoM
+9.3%
Supply rising
Price Reductions
6%
of listings
Inventory rising with moderate pricing — improving conditions for buyers. Click to see counties →
California
CA · 60,521 active listings
49
Neutral
Median Price
$736,550
+4.1% MoM
Days on Market
45 days
Fast market
Inventory MoM
+9.7%
Supply rising
Price Reductions
14.1%
of listings
Inventory rising with moderate pricing — improving conditions for buyers. Click to see counties →
New Jersey
NJ · 14,844 active listings
48
Neutral
Median Price
$544,450
+2.9% MoM
Days on Market
38 days
Fast market
Inventory MoM
+12.4%
Supply rising
Price Reductions
8.4%
of listings
Inventory rising with moderate pricing — improving conditions for buyers. Click to see counties →
Alabama
AL · 20,355 active listings
43
Neutral
Median Price
$333,675
+1.4% MoM
Days on Market
66 days
Slow market
Inventory MoM
+5.6%
Supply rising
Price Reductions
16%
of listings
Homes sitting longer on market — buyers have more negotiating room. Click to see counties →
Washington
WA · 17,590 active listings
43
Neutral
Median Price
$639,450
+2.7% MoM
Days on Market
40 days
Fast market
Inventory MoM
+11.9%
Supply rising
Price Reductions
15.2%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
District of Columbia
DC · 2,490 active listings
42
Neutral
Median Price
$552,500
+0.5% MoM
Days on Market
45 days
Fast market
Inventory MoM
+17.2%
Supply rising
Price Reductions
14.1%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Rhode Island
RI · 1,019 active listings
42
Neutral
Median Price
$548,475
+1.2% MoM
Days on Market
48 days
Fast market
Inventory MoM
-3.8%
Supply falling
Price Reductions
6.6%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Maryland
MD · 12,740 active listings
41
Neutral
Median Price
$417,450
+4.4% MoM
Days on Market
38 days
Fast market
Inventory MoM
+12.1%
Supply rising
Price Reductions
13.7%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Oregon
OR · 13,414 active listings
41
Neutral
Median Price
$546,850
+2.2% MoM
Days on Market
56 days
Fast market
Inventory MoM
+18.7%
Supply rising
Price Reductions
19.4%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Virginia
VA · 18,094 active listings
41
Neutral
Median Price
$449,950
+4.7% MoM
Days on Market
37 days
Fast market
Inventory MoM
+13.0%
Supply rising
Price Reductions
12.2%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Delaware
DE · 2,967 active listings
40
Neutral
Median Price
$499,450
+0.9% MoM
Days on Market
51 days
Fast market
Inventory MoM
+12.1%
Supply rising
Price Reductions
13.5%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Illinois
IL · 17,101 active listings
39
Seller ▼
Median Price
$299,450
+3.6% MoM
Days on Market
39 days
Fast market
Inventory MoM
+2.6%
Supply rising
Price Reductions
10.2%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Minnesota
MN · 11,300 active listings
38
Seller ▼
Median Price
$389,036
+3.2% MoM
Days on Market
42 days
Fast market
Inventory MoM
+9.8%
Supply rising
Price Reductions
10.5%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Colorado
CO · 24,034 active listings
36
Seller ▼
Median Price
$565,000
+2.7% MoM
Days on Market
48 days
Fast market
Inventory MoM
+10.3%
Supply rising
Price Reductions
17.6%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
New Hampshire
NH · 1,969 active listings
36
Seller ▼
Median Price
$587,450
+0.6% MoM
Days on Market
51 days
Fast market
Inventory MoM
+6.7%
Supply rising
Price Reductions
7.8%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Massachusetts
MA · 7,644 active listings
35
Seller ▼
Median Price
$749,450
+4.6% MoM
Days on Market
35 days
Fast market
Inventory MoM
+16.1%
Supply rising
Price Reductions
10.1%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Idaho
ID · 6,571 active listings
35
Seller ▼
Median Price
$575,000
+1.8% MoM
Days on Market
49 days
Fast market
Inventory MoM
+6.9%
Supply rising
Price Reductions
12.2%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Arizona
AZ · 30,210 active listings
35
Seller ▼
Median Price
$475,000
+0.1% MoM
Days on Market
57 days
Fast market
Inventory MoM
+3.6%
Supply rising
Price Reductions
26.4%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Nebraska
NE · 4,752 active listings
34
Seller ▼
Median Price
$345,000
+1.5% MoM
Days on Market
53 days
Fast market
Inventory MoM
+1.1%
Supply rising
Price Reductions
9.5%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Pennsylvania
PA · 20,407 active listings
34
Seller ▼
Median Price
$300,000
+0.2% MoM
Days on Market
53 days
Fast market
Inventory MoM
+7.3%
Supply rising
Price Reductions
12.4%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
New York
NY · 30,797 active listings
34
Seller ▼
Median Price
$672,000
+2.1% MoM
Days on Market
63 days
Slow market
Inventory MoM
+8.0%
Supply rising
Price Reductions
7.3%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Georgia
GA · 45,231 active listings
34
Seller ▼
Median Price
$389,450
+1.4% MoM
Days on Market
57 days
Fast market
Inventory MoM
+6.0%
Supply rising
Price Reductions
18.6%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Ohio
OH · 16,578 active listings
34
Seller ▼
Median Price
$272,450
+2.0% MoM
Days on Market
46 days
Fast market
Inventory MoM
+2.7%
Supply rising
Price Reductions
14.7%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Utah
UT · 11,633 active listings
33
Seller ▼
Median Price
$575,000
+0.0% MoM
Days on Market
53 days
Fast market
Inventory MoM
+5.4%
Supply rising
Price Reductions
18.7%
of listings
Price pressure easing — watch for motivated sellers. Click to see counties →
Kansas
KS · 6,780 active listings
33
Seller ▼
Median Price
$295,000
+1.7% MoM
Days on Market
54 days
Fast market
Inventory MoM
+3.8%
Supply rising
Price Reductions
11%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
South Carolina
SC · 26,120 active listings
33
Seller ▼
Median Price
$359,940
+0.8% MoM
Days on Market
58 days
Fast market
Inventory MoM
+6.8%
Supply rising
Price Reductions
19.3%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Nevada
NV · 11,440 active listings
33
Seller ▼
Median Price
$485,000
+1.1% MoM
Days on Market
52 days
Fast market
Inventory MoM
+2.9%
Supply rising
Price Reductions
19.2%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
North Carolina
NC · 38,591 active listings
32
Seller ▼
Median Price
$399,900
+0.4% MoM
Days on Market
59 days
Fast market
Inventory MoM
+6.8%
Supply rising
Price Reductions
17.3%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Wisconsin
WI · 10,669 active listings
32
Seller ▼
Median Price
$389,450
+3.3% MoM
Days on Market
43 days
Fast market
Inventory MoM
+8.5%
Supply rising
Price Reductions
9.4%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Tennessee
TN · 30,283 active listings
32
Seller ▼
Median Price
$425,250
+0.5% MoM
Days on Market
61 days
Slow market
Inventory MoM
+6.1%
Supply rising
Price Reductions
18.5%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Hawaii
HI · 6,151 active listings
32
Seller ▼
Median Price
$747,545
-0.2% MoM
Days on Market
84 days
Slow market
Inventory MoM
+1.1%
Supply rising
Price Reductions
12.5%
of listings
Price pressure easing — watch for motivated sellers. Click to see counties →
Texas
TX · 123,841 active listings
30
Seller ▼
Median Price
$350,000
+0.0% MoM
Days on Market
58 days
Fast market
Inventory MoM
+5.2%
Supply rising
Price Reductions
18.6%
of listings
Price pressure easing — watch for motivated sellers. Click to see counties →
Arkansas
AR · 12,705 active listings
30
Seller ▼
Median Price
$314,500
+4.8% MoM
Days on Market
66 days
Slow market
Inventory MoM
+4.8%
Supply rising
Price Reductions
15.1%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
New Mexico
NM · 5,963 active listings
30
Seller ▼
Median Price
$389,450
+0.6% MoM
Days on Market
74 days
Slow market
Inventory MoM
+4.3%
Supply rising
Price Reductions
13.2%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Kentucky
KY · 10,729 active listings
30
Seller ▼
Median Price
$299,250
+0.2% MoM
Days on Market
60 days
Fast market
Inventory MoM
+3.1%
Supply rising
Price Reductions
17.3%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Missouri
MO · 17,040 active listings
30
Seller ▼
Median Price
$299,900
+1.7% MoM
Days on Market
53 days
Fast market
Inventory MoM
+5.1%
Supply rising
Price Reductions
13.4%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Indiana
IN · 13,821 active listings
29
Seller ▼
Median Price
$292,500
+2.0% MoM
Days on Market
53 days
Fast market
Inventory MoM
+2.1%
Supply rising
Price Reductions
17.5%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
West Virginia
WV · 3,395 active listings
29
Seller ▼
Median Price
$249,750
+3.2% MoM
Days on Market
66 days
Slow market
Inventory MoM
-0.4%
Supply falling
Price Reductions
10.9%
of listings
Tight inventory and fast sales — competitive conditions for buyers. Click to see counties →
Michigan
MI · 18,402 active listings
29
Seller ▼
Median Price
$274,950
+1.9% MoM
Days on Market
51 days
Fast market
Inventory MoM
+3.9%
Supply rising
Price Reductions
12%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Mississippi
MS · 8,672 active listings
28
Seller ▼
Median Price
$298,750
+1.4% MoM
Days on Market
69 days
Slow market
Inventory MoM
+4.5%
Supply rising
Price Reductions
17.5%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Oklahoma
OK · 14,822 active listings
28
Seller ▼
Median Price
$295,155
+1.8% MoM
Days on Market
61 days
Slow market
Inventory MoM
+1.9%
Supply rising
Price Reductions
17%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Vermont
VT · 1,747 active listings
28
Seller ▼
Median Price
$495,000
+0.0% MoM
Days on Market
93 days
Slow market
Inventory MoM
+0.7%
Supply rising
Price Reductions
8.4%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
South Dakota
SD · 2,697 active listings
26
Seller ▼
Median Price
$378,150
+0.9% MoM
Days on Market
56 days
Fast market
Inventory MoM
+3.2%
Supply rising
Price Reductions
9.3%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Florida
FL · 162,486 active listings
26
Seller ▼
Median Price
$425,000
+0.0% MoM
Days on Market
71 days
Slow market
Inventory MoM
+0.3%
Supply rising
Price Reductions
21.2%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Montana
MT · 4,365 active listings
26
Seller ▼
Median Price
$624,900
+2.1% MoM
Days on Market
72 days
Slow market
Inventory MoM
+6.2%
Supply rising
Price Reductions
11.8%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Alaska
AK · 1,162 active listings
25
Seller ▼
Median Price
$433,000
+2.5% MoM
Days on Market
57 days
Fast market
Inventory MoM
+4.4%
Supply rising
Price Reductions
7.3%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
North Dakota
ND · 1,564 active listings
24
Seller ▼
Median Price
$359,900
+1.2% MoM
Days on Market
69 days
Slow market
Inventory MoM
-1.3%
Supply falling
Price Reductions
9.1%
of listings
Tight inventory and fast sales — competitive conditions for buyers. Click to see counties →
Louisiana
LA · 15,546 active listings
23
Seller ▼
Median Price
$275,000
+1.7% MoM
Days on Market
75 days
Slow market
Inventory MoM
+1.1%
Supply rising
Price Reductions
17.5%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Iowa
IA · 9,658 active listings
22
Seller ▼
Median Price
$279,000
+3.3% MoM
Days on Market
64 days
Slow market
Inventory MoM
-0.9%
Supply falling
Price Reductions
13%
of listings
Tight inventory and fast sales — competitive conditions for buyers. Click to see counties →
Wyoming
WY · 1,979 active listings
21
Seller ▼
Median Price
$444,500
+2.8% MoM
Days on Market
67 days
Slow market
Inventory MoM
+0.7%
Supply rising
Price Reductions
9.8%
of listings
Active market with balanced supply and demand dynamics. Click to see counties →
Maine
ME · 3,480 active listings
21
Seller ▼
Median Price
$432,425
+2.9% MoM
Days on Market
89 days
Slow market
Inventory MoM
-0.1%
Supply falling
Price Reductions
12.8%
of listings
Tight inventory and fast sales — competitive conditions for buyers. Click to see counties →
📣 Are You a Real Estate Agent, Lender, or Inspector?
There are over 960,000 active listings nationally right now — and HUD home buyers are actively searching for trusted professionals in every one of those markets. HUDPRO puts your practice exclusively in front of motivated, pre-qualified buyers, county by county. No competing agents. No shared leads. Just your name in front of people who are ready to move.
Advertise on HUDPRO →
Data sourced from Realtor.com Monthly Housing Trends Report (March 2026). Analysis and scoring by HUDPRO.HUDPRO Market Intelligence™ is for informational purposes only and is not financial or investment advice.